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Phil Smith III


Phil Smith is a Senior Vice President and Commercial Loan Officer at TowneBank where he has been employed since 2007. He currently resides in Chesapeake, Va. but was born and raised in Portsmouth, Va. and lived in Madrid, Spain for five years during grade school. Phil earned his Bachelor’s degree in Business with a concentration in Finance from Christopher Newport University and is also a graduate of the Vann H. Lefcoe Leadership Development program.

Phil served as Chairman of the City of Portsmouth’s Retirement Board and Investment Committee, as well as the Blue Ribbon Commission established by City Council. He is a former Inside Business Top 40 Under 40 Honoree. Phil has two amazing daughters, Madelynn and Bellamy, and wife Ginny.

He has been on the Roc Solid Board since early 2013, and his favorite thing about the organization is the community involvement and the way everyone selflessly pulls together to impact the lives of children fighting cancer.

Phil’s favorite activities as a child were playing sports, riding bikes and playing with friends.